Car Financing: Make a Smart Choice
Navigating Your Options
Whether you’re in the market to buy or lease, making the right car financing decision is essential. Understanding how your loan or lease payments will affect your budget in the long run will help you make the best choice for your financial situation.
01
Calculate Your Auto Loan Payments
Purchasing a car is a significant financial decision, and it’s crucial to understand how much your monthly payments will be. Whether you’re buying or leasing, calculating the interest and loan term will help you stay on budget.
Use the Auto Loan Calculator below to see what your monthly car payments will look like based on the loan amount, interest rate, and term.
02
Lease vs. Buy: Which Option is Best for You?
Should you lease or buy your car? Both options have their pros and cons, and the best choice depends on your financial goals and driving habits.
Use the Lease vs. Buy Calculator to compare the costs and benefits of leasing versus owning, and make the smartest decision for your wallet.
— Don’t Forget the Extras!
When budgeting for a new car, don’t overlook additional costs like insurance, maintenance, registration, and taxes.
These can add up quickly and affect your overall monthly budget. Make sure your financing plan includes all potential expenses.
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